Pleasant Ranch

Patriot Trip – Travel insurance plan is a beneficial trip cancellation insurance plan that comes into use when a pre-planned trip gets canceled under unforeseen circumstances. The insured can file for reimbursements for expenses incurred during the trip like travel reservations, emergency reunion, travel delays, personal baggage loss, repatriation of mortal remains in case of death of the insured, emergency evacuation and also any medical expenses incurred during the travel along with dental surgery expenses during the trip.

The travel medical insurance plan can be purchased if you are planning a vacation, especially in a group or with a family. In case the trip gets canceled, you can recover the un-utilized payments or deposits which are non-refundable.

To be eligible for a travel health insurance policy that includes trip cancellation benefits, the destination trip should at least be 120 miles away from the place of start. The travel duration should not exceed 30 consecutive days. A minimum cost of $500 should be incurred by the traveler.

Once the completed application form is submitted by the traveler along with the necessary payment, the trip cancellation benefit becomes effective from midnight. The travel medical insurance policy becomes valid right from the date you depart for the travel.

The Patriot Trip – Travel insurance would end upon the date of return of the insured from the trip, or the planned return date in case of no interruption or cancellation, or end of coverage period as indicated in the policy or cancellation of the planned trip that is covered (whichever is earliest).

Full refund is possible after you buy the Patriot Trip – Travel insurance plan if you can cancel within 10 days of receiving the policy certificate and you have not departed for your travel before these 10 days. You should have also not filed any claims under this travel medical insurance plan.

The premiums rates of this travel health insurance plan varies between every individual and the calculation is based on certain factors like total cost of trip, age of the individual and the other travelers accompanying the insured during the trip.

Medical insurance for travelers usually has a clause regarding coverage for pre-existing conditions. The clause which excludes pre-existing medical conditions from Patriot Trip – Travel insurance coverage is waived in case you are less than 70 years of age and you purchase the trip cancellation insurance within just 2 weeks (14 days) of paying the initial deposit to your travel agent for the trip and also all the insured individuals are medically fit to travel on the date of purchase of the coverage.